The Mortgage Lender Join Specialist Panel
Intermediary-focused challenger brand, The Mortgage Lender, have joined Ingard’s specialist panel. The lender offers highly competitive rates, starting from 1.95%, and flexible criteria aimed at supporting the following types of borrowers:
Acceptable income includes 100% of salary, 100% of income from a second job, 50% of overtime/ commission/ bonus and 50% of maintenance payments.
Limited companies can include retained profits and dividends in their income calculation, partnerships can also include retained profits. Only 1 year’s trading history required for loans up to 80% LTV and 2 year’s trading history required for loans up to 85% LTV – the client does not need a track record in the same field.
Need to have completed 6 months of their current contract and have 6 months of contract still to run (does not need to be with the same employer).
Product range caters to applicants who have an imperfect credit history; including CCJs, secured and unsecured arrears, defaults, IVA or bankruptcy.
Lending available up to age 80. The Mortgage Lender will use 100% of private pension and state pension income.
How to Submit Business
The Mortgage Lender can be accessed on a packaged basis through Ingard’s Specialist Team. We will pay you an attractive proc fee of 0.5% and never cross-sell to your clients.
Call our Specialist Team for guidance on the best rates and criteria, or complete one of the below short forms:
- Do you want to take control of your #finances? We can help you look at ways, such as #debtconsolidation to reduce y… https://t.co/Miaucv3h12 2 days ago
- Planning to get on #propertyladder? #Movehome? Or considering an #investmentproperty? Ingard can help with % … https://t.co/plD3YtNbnk 5 days ago
- % in ! Not only will we secure you the best #mortgage deal based… https://t.co/901ibWVeKi 2 weeks ago