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Headline Partners

Association of Mortgage Intermediaries

The Association of Mortgage Intermediaries is the representative body for the mortgage and protection advice profession. Through corporate membership, over 80% of all brokers belong to AMI and we represent their interests with policy makers, politicians and regulators here and across Europe. It is our mission to deliver a better business environment to our members and we work with consumer groups, the media, providers and other industry bodies to deliver this objective.


Precise Mortgages

Helping customers who have been turned down by high street lenders get the mortgage or loan they want is at the heart of everything we do.

Since our launch in 2010, we’ve lent more than £5 billion to give people a step up on the property ladder or help entrepreneurs grow their property portfolios.

With an award-winning range of residential and buy to let mortgages, and second charge and bridging loans, it’s no wonder brokers are discovering why we’re the specialist lender you can bank on.



Offering a new approach, Magellan Homeloans offers mortgage intermediaries product solutions for your clients who are finding it difficult to access mortgage finance because of their personal circumstances, employment status or past credit history.

Magellan’s Complex Prime and Credit Repair product ranges can accommodate borrowers:

  • With a credit score decline who would benefit from a flexible underwriting approach, including self-employed borrowers with a 12 months trading record
  • Proving they can manage their financial circumstances but have minor adverse marks on their credit file including arrears, CCJs and defaults
  • Who suffered a life event that led to historic credit problems including arrears, CCJs and defaults, as well as IVAs registered and bankruptcies discharged more than 12 months ago
  • Trying to resolve historic credit problems including those with a current or recently satisfied Debt Management Plan
  • With a complex employment status including zero hours, agency and fixed-term contracts
  • Benefiting from family provided undervalue sales and gifted deposits

The product ranges offer:

  • Up to 85% LTV
  • Rates starting at 2.99%
  • 2 and 3 years fixed rates
  • Variable rates with No ERC’s
  • Affordability based on reversionary rates




In the UK, Aegon is a leading protection provider that’s helping the UK achieve a lifetime of financial security through the provision of retirement, workplace savings and protection solutions. Aegon has a long heritage that it’s proud of – it’s been helping people take responsibility for their financial future since 1831 when Scottish Equitable was founded in Edinburgh.

With experience in the wealth planning and group pensions markets, along with in-depth knowledge of protection, Aegon is well-positioned to help you build comprehensive solutions to meet your clients’ individual needs. It takes a customer-centric approach to underwriting, which led to it offering terms to 97% of applicants in 2016. It also paid £123.4 million in life, critical illness and income protection claims in 2016.

Aegon offers an award-winning service, having been awarded a Gold Service Rating by Defaqto for 2017 and named Best Service Provider at the COVER Excellence awards 2016.

Aegon is part of the Aegon Group – an international provider of life insurance, pensions and asset management, with businesses in 20 countries around the world. In 2016, it was named as one of nine global systemically important insurers in the world by the Financial Stability Board.


Blacks Connect

Blacks Connect are part of Blacks Solicitors LLP, a 19 partner full service law firm with over 180 staff. We are market leaders in Intermediary Conveyancing, winning the Mortgage Strategy award for “Best Conveyancing service – Individual Firm” in both 2014 and 2016. We were runners up in this category in 2017. We have also been nominated for 2017 in the Financial Reporter awards, British Specialist Lending Awards and Moneyfacts awards.

We offer brokers and intermediaries a high quality service supported by our online quotation and management system, which enables us to streamline the administrative function and complete the sales process efficiently and effectively.


Bluestone Mortgages

We’re in our second year but our ambition is the same; to help more of your customers get an affordable mortgage.  Our residential and buy to let products have been designed specifically for Self Employed, Contractors and customers that have had credit problems.

We help customers who can demonstrate affordability, but are struggling to get past the automated application process used by most high street lenders.

We’re great to work with too – straight talking, honest and if it’s a no, we’ll tell you upfront so you know where you stand.

We’re looking forward to seeing you at the event so please drop by and say hello.

You can also find out more about us at www.bluestone.co.uk/uk/mortgages/adviser/home or just give us a call on 0800 368 1833.


Castle Trust

Free of the legacies which hinder conventional lenders, our sophisticated and flexible approach delivers innovative, bespoke solutions to meet a broad range of customer needs. We write first and second charge loans, with interest serviced or rolled up – or a mixture of both.

Our products are available to buy to let investors, entrepreneurs and high net worth individuals including expats and foreign nationals. We lend to corporate borrowers including SPVs, trusts and trading companies.

We have the risk appetite to do interesting things and the expertise to ask the right questions. If it makes sense, we’ll find a way.

For more information, please visit our website www.castletrust.co.uk/intermediaries or call us on 0345 241 3079.


Fleet Mortgages

Fleet Mortgages is a niche Buy-To-Let lender with specialist criteria for both professional and semi-professional landlords. Offering great products, with unique criteria for standard, Ltd Co, and those seeking finance for HMOs.


Just Cash Flow

Get your clients across the finishing line.

As a professional broker or intermediary you’ll be used to seeking fast and flexible funding for your clients.

Just Cashflow knows that every business is different and we are able to offer you tailored financial solutions to meet the requirements of your clients.

Our Revolving Cash Fund gives you access to funds from £10,000 to £500,000, for ambitious businesses, to support their continued growth.  Businesses only pay for the fund if they draw it down and only for as long as they need it.  This means you can pre-arrange the level of funding required to complete a deal and your client will only pay when they actually draw the funds down.

You will find the application process really simple and straightforward and our underwriting team will support you, to help ensure you get even more clients across the finishing line.

Find out more at www.justcashflow.com/partner


Keystone Property Finance

Keystone Property Finance is an intermediary only property finance lender offering a range of funding solutions for cases that do not fit the criteria of the mainstream lenders. Keystone can help with:

  • Trading Ltd Co’s
  • SPV Ltd Co’s
  • Ex-pats via SPVs
  • First-time landlords & first-time buyers
  • Complex ownership structures
  • Adverse credit
    – Up to 4 CCJs & 4 secured arrears
  • Remortgages within 6 months of purchase
  • Gifted deposits
  • No minimum income requirement
  • HMOs up to 8 beds
  • Multi-units up to 10 flats
  • Ex-Local Authority houses & flats



Platform is the intermediary lender of The Co-operative Bank.

Our personal approach means you’re at the heart of everything we do. To us, you’re more than just a number and we understand good business is never ‘just business’, it’s personal.

We work hard to make sure doing business with us is as smooth and straightforward as possible.

With a team of experts including our Broker Support Team and dedicated BDMs and handy online tools, everything we do is designed to make life easier for you and support you every step of the way.



At Royal Bank of Scotland, our teams work closely with our customers. We combine our extensive local knowledge with a thorough understanding of your sector to help you fulfil your ambitions and achieve your business goals.

In 2017, our key focus is on 3 simple things:

  1. Accessibility – you know who you can contact and how.
  2. Responsiveness – we do things quickly and at the time we say we’ll do them.
  3. Collaboration – we listen to what you say to us and look to evolve our proposition jointly.

Accessibility and responsiveness are particularly important to us.

Our promise is to make banking simple, leaving you free to concentrate on what’s important to you – the success of your business.


The Family Building Society

The Family Building Society doesn’t believe in a one size fits all approach to lending and is happy to work with you to find the mortgage solutions for your clients regardless of their circumstances.

We’re committed to helping those of you who are trying to support this growing number of older borrowers and we want to remind you that you we’re here to support you in these conversations. We continually support the intermediary market through our numerous advertising campaigns, building awareness of our unique ‘manual underwriting’ approach in order to help this underserved market. Our website hosts all the information you need on lending criteria, rates and our affordability calculator.


Vida Homeloans

Vida Homeloans is the modern mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks. Vida uses the latest technology to support and inform human decisions, providing intermediaries with a quick, efficient and reliable service.

For more information about Vida, please visit our website www.vidahomeloans.co.uk or call us on 03300 246 246.